Best for: Anyone willing and able to pay down existing credit card debt relatively quickly. Pros: Most cards offer the bargain rate on balance transfers from other cards. The lower rate can save you a bundle on your current interest costs. Cons: The low rate usually lasts for only six to nine months, then reverts to something higher, usually around 14 percent to 16 percent. One late payment and the card will revert to the higher rate immediately. If you transfer a large balance but don't pay it off during the favorable rate period, you may end up with a higher rate than you had to begin with.

0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee Interest-free grace period when you pay your bill in full each month FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Receive $50 after you make your first purchase 3% Cash Back in your top 3 everyday spending categories 1% cash back for every $1 you spend on all other purchases Receive an extra $50 each time you save and redeem $200 in rewards

1 point for every eligible dollar in purchases 1,000 Bonus Points after your first purchase Intro 0% Fixed APR for up to 6 months* No Annual Fee Get your rewards with as few as 2,500 points Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days 1% rebates on ALL other purchases made anywhere else 0% Intro APR for up to 6 months* No Annual Fee Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.

0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays No Annual Fee 24-hour Online Access Absolute Fraud Protection Card issued by FIA Card Services, N.A.

Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Reward yourself for good grades and build a responsible credit history at the same time. Citi presents the mtvU Platinum Select Visa Card- specially designed with the features and benefits college students need most. You won't pay to carry this card in your wallet- there is no annual fee so you only pay for your purchases not the priviledge of owning the card. If you need cash quick, or want to rescue a balance on another credit card with a high interest rate, you can get a 0% interest rate on cash advances or a 0% APR on balance transfers for the first six months. As a college student, you can probably use some extra cash or gifts every now and then, right? Every purchase you make with your Citi mtvU Platinum Select Visa entitles you to receive points. Earn 5 points for each dollar you spend at the places you frequent most: resaurants, video rental stors, record stores, bookstores and movie theaters. Earn 1 point for each dollar you spend everywhere else.